3 Steps To Help You Figure Out If You Qualify For Workers' Compensation
Getting injured at work means the employer is liable for the medical costs and other damages. Your employer should protect you from occupation-related injuries and sicknesses. When an accident happens, they will have an insurance plan in place to cover your injuries and stop you from having to pursue liability claims. It is advisable to hire a lawyer if you suspect your claim might not be straightforward. Here are three steps to help you determine if you qualify for compensation
Your Employer Should Carry an Insurance Policy
You can only access compensation benefits if your company has a policy. It is important to enquire and find out if yours does when getting employed. If they have the coverage, it will be easy to file a claim and present the relevant documents. On the other hand, if they do not have insurance, you will need a lawyer to deliberate whether you should pursue a personal injury lawsuit. However, many employers understand the massive liability that might befall them if they do not have insurance coverage. Therefore, they will choose to have it even when it is not compulsory in the state.
You Should Be a Permanent Employee
According to the criteria laid out by laws, not all people fall under the category of employees. For example, contractors, consultants, and other freelancers do not belong to the permanent employee list and will not get benefits like compensation. Sometimes, employers might make errors when classifying you, and this will create serious problems with the insurer when you try to make a claim. Also, you will not be entitled to any compensation as a volunteer. However, there are a few exceptions.
The Injury Should be from Work
Another criterion you must meet is you must have acquired the injury at work if you want to qualify for payment. The key here is to have a way to prove you got injured when carrying out your duties. A lawyer can help you determine how to pursue a case where you get injured on a lunch break or at a company social event.
The best way to handle these claims is with the guidance of a lawyer. Speak to one and start compiling the evidence, preparing the documents, and meeting the deadlines. Legal help will help you achieve the most success with your claim. It will also help you get the short- and long-term benefits you might need, depending on the nature and permanence of the injuries.
Contact a law office like the Law Office of Hugh Best to learn more.